| Fees & Disclosures |
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| Deposit Account Fees |
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| ShareDraft monthly maintenance | $5.00/account |
| Statement copies, FREE IF PRINTED THROUGH HOME BANKING | $10.00 |
| Assistance balancing accounts (minimum 1 hour charge) | $15.00/hour |
| Deposit Verification | $10.00 |
| Garnishments/IRS levies/Attachments/Liens | $75.00 |
| Holiday Club - early withdrawals | $50.00 |
| Dormant/Escheat account fee | up to $49.99=$10.00 each account |
| Dormant/Escheat account fee | $50.00 & up=$20.00 each account |
| Service Charge (account inactivity of 1 year or more) | $10.00 each account |
| $5.00 |
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| Loan Account Fees |
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| Loan Lien Lookup | $30.00 |
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| Miscellaneous Fees |
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| Counter check w/3rd party payee | 1free/month & then $5.00 each |
| OverDraft paid | $35.00 |
| OverDraft returned | $35.00 |
| Courtesy Pay | $35.00 |
| Stop Payment | $20.00 |
| Canceled Check copy | $5.00/copy |
| Returned item deposit | $11.00 |
| Certified Checks | FREE |
| Debit card | $5.00 each |
| Debit card replacement | $5 first time, then $10 thereafter |
| Hotcard Debit card | $5.50 |
| Traveler's Gift Checks | $2.00 |
| Traveler's Checks | $1.00 per $100.00 |
| Money Orders | $3.00 each |
| Wire-In Fee | FREE |
| Wire-Out Fee | $15.00 |
| ATM Transaction Fee (free @ BWFCU & BWMC cafeteria) | $1.00 |
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